If you have a dream to own a home, you have come to the right place, let us guide you through the process. We will make it easy for you by explaining the whole process at our first contact.
Prequalify
Before you go out searching for that home, you need to do the most important thing in your quest for that homeownership. We will be reviewing your finances, assets and liabilities, income and your FICO to ascertain what you qualify, without wasting precious time looking. We will give you a pre-approval, which is what you need to commence your search for a home.
Your Gain
As a Mortgage Broker, We work with several lenders, which allows us to shop your financing needs with competing lenders to get you the best rates, at the least cost. Simply complete the online form, and one of our loan officers will contact you within 24 business hours.
Refinance
You can reduce your current interest rate, or if you have multiple debts, you can consolidate them and take advantage of low rates, which may have positive tax ramifications, please check with your tax professional. We listen to our clients and provide them with solutions that address their specific financial needs.
Why Refinance?
A sound advantage of home refinancing is that you can shorten the term of your mortgage or lower your current interest rate. For instance, your original 30-year mortgage which you have been paying for ten years, can be switched to a shorter term of either 10, 12, 15 or whatever number of years make financial sense to you. This can save you thousands of dollars of interest. If the refinance rate is lower, but you maintain the same monthly payment, building equity in your home more quickly since more of your payment will be going towards your principal.
Current Rates
You can refinance your home at a very favorable rate for a 30 year fixed loan to a 15 year fixed loan. Please understand that your credit score (commonly referred to as your FICO score) plays a considerable role in what rate you eventually pay. Other important factors include the amount of equity you have in your property and your current debt. Please give us a call at 866.200.8480 x100 or leave us an e-mail at info@comaax.com and one of our loan professionals will contact you within 24 hours.